Mortgage Articles and Advice
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Debt-to-income Ratios
Your Monthly Income - the way Lenders Figure it
Your Maximum Monthly Mortgage Payment
The Rest is Easy - Sort of
Analyzing Your Savings - the First Step
Mortgage Program Choices
Shopping for Interest Rates
Writing Your Offer
Conclusion - Look at Your Savings First
You can't just "come up" with the money
Checking, Savings, & Money Market Accounts
Stocks, Bonds, Mutual Funds, etc.
Gifts from Family Member
401K or Retirement Accounts
Selling Personal Property
Help from Employers
Savings Bonds
Borrowing to Come up with a Down Payment
The Olden Days
How it works now
Mortgage Backed Securities
